{"id":197,"date":"2026-02-06T11:15:58","date_gmt":"2026-02-06T11:15:58","guid":{"rendered":"https:\/\/salgod.com\/?p=197"},"modified":"2026-02-10T17:56:28","modified_gmt":"2026-02-10T17:56:28","slug":"easy-ways-to-start-saving-money","status":"publish","type":"post","link":"https:\/\/salgod.com\/ar\/easy-ways-to-start-saving-money\/","title":{"rendered":"\u0637\u0631\u0642 \u0633\u0647\u0644\u0629 \u0644\u0628\u062f\u0621 \u062a\u0648\u0641\u064a\u0631 \u0627\u0644\u0645\u0627\u0644"},"content":{"rendered":"

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\u0623\u0647\u0645 \u0627\u0644\u0646\u0642\u0627\u0637<\/h3>\n
    \n
  • \u064a\u0645\u062a\u0644\u0643 \u0645\u0627 \u064a\u0642\u0631\u0628 \u0645\u0646 701% \u0645\u0646 \u0627\u0644\u0623\u0645\u0631\u064a\u0643\u064a\u064a\u0646 \u0645\u062f\u062e\u0631\u0627\u062a \u0636\u0626\u064a\u0644\u0629.<\/li>\n
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    \u0646\u0648\u0639 \u0627\u0644\u0647\u062f\u0641<\/th>\n\u0645\u062b\u0627\u0644<\/th>\n\u0627\u0644\u0625\u0637\u0627\u0631 \u0627\u0644\u0632\u0645\u0646\u064a<\/th>\n<\/tr>\n
    \u0639\u0644\u0649 \u0627\u0644\u0645\u062f\u0649 \u0627\u0644\u0642\u0635\u064a\u0631<\/td>\n\u0623\u062c\u0627\u0632\u0629<\/td>\n\u0633\u0646\u0629 \u0648\u0627\u062d\u062f\u0629<\/td>\n<\/tr>\n
    \u0639\u0644\u0649 \u0627\u0644\u0645\u062f\u0649 \u0627\u0644\u0637\u0648\u064a\u0644<\/td>\n\u0634\u0631\u0627\u0621 \u0645\u0646\u0632\u0644<\/td>\n\u062e\u0645\u0633 \u0633\u0646\u0648\u0627\u062a<\/td>\n<\/tr>\n
    \u0639\u0644\u0649 \u0627\u0644\u0645\u062f\u0649 \u0627\u0644\u0642\u0635\u064a\u0631<\/td>\n\u0633\u062f\u0627\u062f \u0628\u0637\u0627\u0642\u0629 \u0627\u0626\u062a\u0645\u0627\u0646<\/td>\n\u0633\u062a\u0629 \u0623\u0634\u0647\u0631<\/td>\n<\/tr>\n
    \u0639\u0644\u0649 \u0627\u0644\u0645\u062f\u0649 \u0627\u0644\u0637\u0648\u064a\u0644<\/td>\n\u0645\u062f\u062e\u0631\u0627\u062a \u0627\u0644\u062a\u0642\u0627\u0639\u062f<\/td>\n20 \u0639\u0627\u0645\u064b\u0627<\/td>\n<\/tr>\n<\/table>\n

    \u0627\u0644\u0645\u0627\u0644 \u0627\u0644\u064a\u0648\u0645\u064a: \u0646\u0635\u0627\u0626\u062d \u0628\u0633\u064a\u0637\u0629 \u0644\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u064a\u0632\u0627\u0646\u064a\u0629<\/h2>\n

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    \u064a\u0645\u0643\u0646\u0643 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0646\u0638\u0627\u0645 \u0627\u0644\u0645\u0638\u0627\u0631\u064a\u0641 \u0623\u0648 \u062a\u0637\u0628\u064a\u0642 \u0631\u0642\u0645\u064a. \u0644\u0643\u0644 \u0637\u0631\u064a\u0642\u0629 \u0645\u0632\u0627\u064a\u0627\u0647\u0627 \u0648\u0639\u064a\u0648\u0628\u0647\u0627. \u0627\u062e\u062a\u064a\u0627\u0631 \u0627\u0644\u0637\u0631\u064a\u0642\u0629 \u0627\u0644\u0645\u0646\u0627\u0633\u0628\u0629 \u0623\u0645\u0631 \u0628\u0627\u0644\u063a \u0627\u0644\u0623\u0647\u0645\u064a\u0629 \u0644\u062a\u062d\u0642\u064a\u0642 \u0627\u0644\u0646\u062c\u0627\u062d.<\/p>\n

    \u0648\u0636\u0639 \u0645\u064a\u0632\u0627\u0646\u064a\u0629 \u062a\u0646\u0627\u0633\u0628\u0643<\/h3>\n

    \u0623\u0648\u0644\u0627\u064b\u060c \u062d\u062f\u062f \u0645\u0642\u062f\u0627\u0631 \u062f\u062e\u0644\u0643 \u0648\u0646\u0641\u0642\u0627\u062a\u0643. \u0633\u064a\u0633\u0627\u0639\u062f\u0643 \u0647\u0630\u0627 \u0639\u0644\u0649 \u0645\u0639\u0631\u0641\u0629 \u0623\u064a\u0646 \u064a\u0630\u0647\u0628 \u0645\u0627\u0644\u0643. \u064a\u0645\u0643\u0646\u0643 \u062a\u062c\u0631\u0628\u0629 \u0642\u0627\u0639\u062f\u0629 50\/30\/20 \u0644\u062a\u0642\u0633\u064a\u0645 \u062f\u062e\u0644\u0643 \u0625\u0644\u0649 \u0627\u062d\u062a\u064a\u0627\u062c\u0627\u062a \u0648\u0631\u063a\u0628\u0627\u062a \u0648\u0645\u062f\u062e\u0631\u0627\u062a.<\/p>\n

    \u062a\u064f\u0633\u0647\u0651\u0644 \u062a\u0637\u0628\u064a\u0642\u0627\u062a \u0645\u062b\u0644 Mint \u0648YNAB \u0639\u0645\u0644\u064a\u0629 \u0648\u0636\u0639 \u0627\u0644\u0645\u064a\u0632\u0627\u0646\u064a\u0629. \u0641\u0647\u064a \u062a\u064f\u0633\u0627\u0639\u062f\u0643 \u0639\u0644\u0649 \u062a\u062a\u0628\u0651\u0639 \u0646\u0641\u0642\u0627\u062a\u0643 \u0648\u062a\u064f\u0645\u0643\u0651\u0646\u0643 \u0645\u0646 \u062a\u0639\u062f\u064a\u0644 \u0645\u064a\u0632\u0627\u0646\u064a\u062a\u0643. \u062a\u063a\u064a\u064a\u0631 \u0623\u0633\u0644\u0648\u0628\u0643 \u0644\u064a\u062a\u0646\u0627\u0633\u0628 \u0645\u0639 \u0646\u0645\u0637 \u062d\u064a\u0627\u062a\u0643 \u064a\u064f\u0645\u0643\u0646 \u0623\u0646 \u064a\u064f\u062d\u0633\u0651\u0646 \u0648\u0636\u0639\u0643 \u0627\u0644\u0645\u0627\u0644\u064a \u0628\u0634\u0643\u0644 \u0645\u0644\u062d\u0648\u0638.<\/p>\n

    \u062a\u062a\u0628\u0639 \u0646\u0641\u0642\u0627\u062a\u0643 \u0628\u0633\u0647\u0648\u0644\u0629<\/h3>\n

    \u064a\u064f\u0639\u062f\u0651 \u062a\u062a\u0628\u0651\u0639 \u0646\u0641\u0642\u0627\u062a\u0643 \u0623\u0645\u0631\u0627\u064b \u0628\u0627\u0644\u063a \u0627\u0644\u0623\u0647\u0645\u064a\u0629\u060c \u0641\u0647\u0648 \u064a\u0633\u0627\u0639\u062f\u0643 \u0639\u0644\u0649 \u0625\u064a\u062c\u0627\u062f \u0637\u0631\u0642 \u0644\u062a\u0648\u0641\u064a\u0631 \u0627\u0644\u0645\u0627\u0644. \u0627\u0633\u062a\u062e\u062f\u0645 \u062c\u062f\u0627\u0648\u0644 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0623\u0648 \u0628\u0631\u0627\u0645\u062c \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u064a\u0632\u0627\u0646\u064a\u0629 \u0644\u0641\u0647\u0645 \u0625\u0646\u0641\u0627\u0642\u0643.<\/p>\n

    \u0631\u0627\u062c\u0639 \u0646\u0641\u0642\u0627\u062a\u0643 \u0628\u0627\u0646\u062a\u0638\u0627\u0645 \u0644\u062a\u062d\u062f\u064a\u062f \u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641 \u063a\u064a\u0631 \u0627\u0644\u0636\u0631\u0648\u0631\u064a\u0629\u060c \u0641\u0647\u0630\u0627 \u064a\u0633\u0627\u0639\u062f\u0643 \u0639\u0644\u0649 \u0627\u062a\u062e\u0627\u0630 \u0642\u0631\u0627\u0631\u0627\u062a \u0623\u0641\u0636\u0644. \u0643\u0645\u0627 \u0623\u0646 \u062a\u062a\u0628\u0639 \u0646\u0641\u0642\u0627\u062a\u0643 \u064a\u0628\u0642\u064a\u0643 \u0645\u0644\u062a\u0632\u0645\u0627\u064b \u0628\u0645\u064a\u0632\u0627\u0646\u064a\u062a\u0643 \u0648\u064a\u0633\u0627\u0639\u062f\u0643 \u0639\u0644\u0649 \u062a\u062d\u0642\u064a\u0642 \u0623\u0647\u062f\u0627\u0641\u0643.<\/p>\n

    \u0639\u0627\u062f\u0627\u062a \u0625\u0646\u0641\u0627\u0642 \u0630\u0643\u064a\u0629 \u064a\u0646\u0628\u063a\u064a \u062a\u0628\u0646\u064a\u0647\u0627<\/h2>\n

    \u062a\u0639\u0644\u0645 \u0643\u064a\u0641\u064a\u0629 \u0627\u0644\u0625\u0646\u0641\u0627\u0642 \u0628\u062d\u0643\u0645\u0629 \u0633\u064a\u0633\u0627\u0639\u062f\u0643 \u0643\u062b\u064a\u0631\u0627\u064b \u0641\u064a \u0625\u062f\u0627\u0631\u0629 \u0623\u0645\u0648\u0627\u0644\u0643. \u0623\u0648\u0644\u0627\u064b\u060c \u0645\u064a\u0651\u0632 \u0628\u064a\u0646 \u0645\u0627 \u062a\u062d\u062a\u0627\u062c\u0647 \u0648\u0645\u0627 \u062a\u0631\u063a\u0628 \u0641\u064a\u0647. \u0647\u0630\u0627 \u0633\u064a\u0633\u0627\u0639\u062f\u0643 \u0639\u0644\u0649 \u062a\u0648\u0641\u064a\u0631 \u0627\u0644\u0645\u0632\u064a\u062f \u0645\u0646 \u0627\u0644\u0645\u0627\u0644. \u0641\u0643\u0651\u0631 \u062c\u064a\u062f\u0627\u064b \u0642\u0628\u0644 \u0634\u0631\u0627\u0621 \u0623\u064a \u0634\u064a\u0621\u060c \u0647\u0644 \u062a\u062d\u062a\u0627\u062c\u0647 \u0641\u0639\u0644\u0627\u064b\u061f<\/p>\n

    \u0627\u0633\u062a\u063a\u0644\u0627\u0644 \u0641\u062a\u0631\u0627\u062a \u0627\u0644\u062a\u062e\u0641\u064a\u0636\u0627\u062a \u0644\u0635\u0627\u0644\u062d\u0643 \u0623\u0645\u0631\u064c \u0630\u0643\u064a \u0623\u064a\u0636\u0627\u064b. \u0627\u0628\u062d\u062b \u0639\u0646 \u0627\u0644\u0639\u0631\u0648\u0636\u060c \u0648\u0644\u0643\u0646 \u0644\u0627 \u062a\u0634\u0639\u0631 \u0628\u0623\u0646\u0643 \u0645\u064f\u0644\u0632\u0645 \u0628\u0627\u0644\u0634\u0631\u0627\u0621. \u0636\u0639 \u0642\u0627\u0626\u0645\u0629 \u0628\u0645\u0627 \u062a\u062d\u062a\u0627\u062c\u0647 \u0641\u0639\u0644\u0627\u064b \u0648\u0627\u0634\u062a\u0631\u0650 \u062a\u0644\u0643 \u0627\u0644\u0623\u0634\u064a\u0627\u0621 \u0639\u0646\u062f\u0645\u0627 \u062a\u0643\u0648\u0646 \u0639\u0644\u064a\u0647\u0627 \u062a\u062e\u0641\u064a\u0636\u0627\u062a.<\/p>\n

    \u0641\u0643\u0651\u0631 \u0641\u064a \u0627\u0644\u0645\u062f\u0629 \u0627\u0644\u062a\u064a \u0633\u062a\u0633\u062a\u062e\u062f\u0645 \u0641\u064a\u0647\u0627 \u0623\u064a \u0634\u064a\u0621 \u0642\u0628\u0644 \u0634\u0631\u0627\u0626\u0647. \u0647\u0630\u0627 \u064a\u0633\u0627\u0639\u062f\u0643 \u0639\u0644\u0649 \u062a\u062c\u0646\u0651\u0628 \u0627\u0644\u0634\u0639\u0648\u0631 \u0628\u0627\u0644\u0646\u062f\u0645 \u0628\u0639\u062f \u0627\u0644\u0634\u0631\u0627\u0621. \u0627\u0633\u0623\u0644 \u0646\u0641\u0633\u0643 \u0625\u0646 \u0643\u0627\u0646 \u0627\u0644\u0623\u0645\u0631 \u064a\u0633\u062a\u062d\u0642 \u0627\u0644\u0639\u0646\u0627\u0621 \u0639\u0644\u0649 \u0627\u0644\u0645\u062f\u0649 \u0627\u0644\u0637\u0648\u064a\u0644. \u0628\u0647\u0630\u0647 \u0627\u0644\u0637\u0631\u064a\u0642\u0629\u060c \u0633\u062a\u0646\u0641\u0642 \u0623\u0645\u0648\u0627\u0644\u0643 \u0639\u0644\u0649 \u0627\u0644\u0623\u0634\u064a\u0627\u0621 \u0627\u0644\u0645\u0647\u0645\u0629 \u062d\u0642\u064b\u0627.<\/p>\n\n\n\n\n\n
    \u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0629 \u0627\u0644\u0625\u0646\u0641\u0627\u0642 \u0627\u0644\u0630\u0643\u064a<\/th>\n\u0648\u0635\u0641<\/th>\n\u0641\u0627\u0626\u062f\u0629<\/th>\n<\/tr>\n
    \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u062c\u0627\u062a \u0645\u0642\u0627\u0628\u0644 \u0627\u0644\u0631\u063a\u0628\u0627\u062a<\/td>\n\u062d\u062f\u062f \u0627\u0644\u0639\u0646\u0627\u0635\u0631 \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629 \u0648\u0645\u064a\u0632\u0647\u0627 \u0639\u0646 \u0627\u0644\u0639\u0646\u0627\u0635\u0631 \u063a\u064a\u0631 \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629.<\/td>\n\u064a\u0633\u0627\u0639\u062f \u0639\u0644\u0649 \u0627\u0644\u062a\u0631\u0643\u064a\u0632 \u0639\u0644\u0649 \u0627\u0644\u0645\u0634\u062a\u0631\u064a\u0627\u062a \u0627\u0644\u0636\u0631\u0648\u0631\u064a\u0629\u060c \u0645\u0645\u0627 \u064a\u0624\u062f\u064a \u0625\u0644\u0649 \u0641\u0639\u0627\u0644\u064a\u0629 \u062a\u0648\u0641\u064a\u0631 \u0627\u0644\u0645\u0627\u0644<\/b>.<\/td>\n<\/tr>\n
    \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0645\u0628\u064a\u0639\u0627\u062a<\/td>\n\u062a\u0627\u0628\u0639 \u0627\u0644\u0645\u0628\u064a\u0639\u0627\u062a \u0648\u0627\u0644\u0639\u0631\u0648\u0636 \u0627\u0644\u062a\u0631\u0648\u064a\u062c\u064a\u0629 \u0628\u0646\u0634\u0627\u0637 \u0644\u0634\u0631\u0627\u0621 \u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a \u0627\u0644\u0645\u0637\u0644\u0648\u0628\u0629.<\/td>\n\u064a\u0632\u064a\u062f \u0645\u0646 \u0625\u0645\u0643\u0627\u0646\u064a\u0627\u062a \u0627\u0644\u0627\u062f\u062e\u0627\u0631 \u0648\u064a\u0634\u062c\u0639 \u0639\u0644\u0649 \u0627\u0644\u0625\u0646\u0641\u0627\u0642 \u0627\u0644\u0631\u0634\u064a\u062f.<\/td>\n<\/tr>\n
    \u062a\u0642\u064a\u064a\u0645 \u0627\u0644\u0642\u064a\u0645\u0629 \u0627\u0644\u062d\u0642\u064a\u0642\u064a\u0629<\/td>\n\u0642\u0645 \u0628\u062a\u0642\u064a\u064a\u0645 \u0645\u0627 \u0625\u0630\u0627 \u0643\u0627\u0646 \u0627\u0644\u0645\u0646\u062a\u062c \u0633\u064a\u0644\u0628\u064a \u062d\u0627\u062c\u0629 \u0637\u0648\u064a\u0644\u0629 \u0627\u0644\u0623\u0645\u062f \u0642\u0628\u0644 \u0634\u0631\u0627\u0626\u0647.<\/td>\n\u064a\u0645\u0646\u0639 \u0627\u0644\u0634\u0631\u0627\u0621 \u0627\u0644\u0627\u0646\u062f\u0641\u0627\u0639\u064a \u0648\u064a\u0639\u0632\u0632 \u0627\u062a\u062e\u0627\u0630 \u0642\u0631\u0627\u0631\u0627\u062a \u0645\u0627\u0644\u064a\u0629 \u0623\u0643\u062b\u0631 \u0627\u0633\u062a\u0646\u0627\u0631\u0629.<\/td>\n<\/tr>\n<\/table>\n

    \u062a\u0628\u0646\u064a \u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0627\u062a \u0627\u0644\u0639\u064a\u0634 \u0627\u0644\u0645\u0642\u062a\u0635\u062f<\/h2>\n

    \u064a\u0633\u0627\u0639\u062f\u0643 \u0627\u0644\u0639\u064a\u0634 \u0628\u0627\u0642\u062a\u0635\u0627\u062f \u0639\u0644\u0649 \u062a\u0648\u0641\u064a\u0631 \u0627\u0644\u0645\u0627\u0644 \u0648\u0627\u0644\u0627\u062d\u062a\u0641\u0627\u0638 \u0628\u0645\u0632\u064a\u062f \u0645\u0646\u0647. \u0641\u0647\u0648 \u064a\u0648\u0641\u0631 \u0637\u0631\u0642\u064b\u0627 \u0630\u0643\u064a\u0629 \u0644\u0625\u062f\u0627\u0631\u0629 \u0623\u0645\u0648\u0627\u0644\u0643 \u064a\u0648\u0645\u064a\u064b\u0627. \u0643\u0645\u0627 \u0623\u0646 \u0627\u0644\u062a\u0633\u0648\u0642 \u0645\u0646 \u0645\u062a\u0627\u062c\u0631 \u0627\u0644\u0633\u0644\u0639 \u0627\u0644\u0645\u0633\u062a\u0639\u0645\u0644\u0629 \u0648\u0627\u0644\u062a\u062e\u0637\u064a\u0637 \u0644\u0644\u0648\u062c\u0628\u0627\u062a \u064a\u062c\u0639\u0644\u0627\u0646 \u062d\u064a\u0627\u062a\u0643 \u0623\u0643\u062b\u0631 \u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629 \u0648\u0627\u0633\u062a\u062f\u0627\u0645\u0629.<\/p>\n

    \u0627\u0644\u062a\u0633\u0648\u0642 \u0645\u0646 \u0645\u062a\u0627\u062c\u0631 \u0627\u0644\u0633\u0644\u0639 \u0627\u0644\u0645\u0633\u062a\u0639\u0645\u0644\u0629: \u0627\u0644\u0639\u062b\u0648\u0631 \u0639\u0644\u0649 \u0633\u0644\u0639 \u0639\u0627\u0644\u064a\u0629 \u0627\u0644\u062c\u0648\u062f\u0629 \u0628\u0623\u0633\u0639\u0627\u0631 \u0623\u0642\u0644<\/h3>\n

    \u0627\u0644\u062a\u0633\u0648\u0642 \u0645\u0646 \u0645\u062a\u0627\u062c\u0631 \u0627\u0644\u0633\u0644\u0639 \u0627\u0644\u0645\u0633\u062a\u0639\u0645\u0644\u0629 \u0637\u0631\u064a\u0642\u0629 \u0630\u0643\u064a\u0629 \u0644\u062a\u0648\u0641\u064a\u0631 \u0627\u0644\u0645\u0627\u0644 \u0648\u0627\u0644\u062d\u0641\u0627\u0638 \u0639\u0644\u0649 \u0627\u0644\u0628\u064a\u0626\u0629. \u062a\u0648\u0641\u0631 \u0645\u062a\u0627\u062c\u0631 \u0645\u062b\u0644 "\u063a\u0648\u062f\u0648\u064a\u0644" \u062a\u0634\u0643\u064a\u0644\u0629 \u0648\u0627\u0633\u0639\u0629 \u0645\u0646 \u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a\u060c \u0645\u0646 \u0627\u0644\u0645\u0644\u0627\u0628\u0633 \u0625\u0644\u0649 \u0627\u0644\u0623\u062b\u0627\u062b\u060c \u0628\u0623\u0633\u0639\u0627\u0631 \u0632\u0647\u064a\u062f\u0629. \u064a\u0645\u0643\u0646\u0643 \u0627\u0644\u0639\u062b\u0648\u0631 \u0639\u0644\u0649 \u0642\u0637\u0639 \u0641\u0631\u064a\u062f\u0629 \u0644\u0646 \u062a\u062c\u062f\u0647\u0627 \u0641\u064a \u0627\u0644\u0645\u062a\u0627\u062c\u0631 \u0627\u0644\u0639\u0627\u062f\u064a\u0629.<\/p>\n

    \u064a\u064f\u0633\u0627\u0647\u0645 \u0634\u0631\u0627\u0621 \u0627\u0644\u0633\u0644\u0639 \u0627\u0644\u0645\u0633\u062a\u0639\u0645\u0644\u0629 \u0623\u064a\u0636\u0627\u064b \u0641\u064a \u062f\u0639\u0645 \u0627\u0644\u062c\u0645\u0639\u064a\u0627\u062a \u0627\u0644\u062e\u064a\u0631\u064a\u0629 \u0627\u0644\u0645\u062d\u0644\u064a\u0629. \u0645\u0646 \u0627\u0644\u0645\u0645\u062a\u0639 \u0627\u0644\u0628\u062d\u062b \u0639\u0646 \u0639\u0631\u0648\u0636 \u0645\u0645\u064a\u0632\u0629\u060c \u062d\u064a\u062b \u064a\u0645\u0643\u0646\u0643 \u0627\u0644\u0639\u062b\u0648\u0631 \u0639\u0644\u0649 \u0633\u0644\u0639 \u0639\u0627\u0644\u064a\u0629 \u0627\u0644\u062c\u0648\u062f\u0629 \u0628\u0623\u0633\u0639\u0627\u0631 \u0623\u0642\u0644 \u0628\u0643\u062b\u064a\u0631 \u0645\u0646 \u0633\u0639\u0631\u0647\u0627 \u0627\u0644\u0623\u0635\u0644\u064a.<\/p>\n

    \u0627\u0644\u062a\u062e\u0637\u064a\u0637 \u0644\u0644\u0648\u062c\u0628\u0627\u062a \u0644\u062a\u0648\u0641\u064a\u0631 \u0627\u0644\u0645\u0627\u0644 \u0639\u0644\u0649 \u0645\u0634\u062a\u0631\u064a\u0627\u062a \u0627\u0644\u0628\u0642\u0627\u0644\u0629<\/h3>\n

    \u064a\u0633\u0627\u0639\u062f \u0627\u0644\u062a\u062e\u0637\u064a\u0637 \u0644\u0644\u0648\u062c\u0628\u0627\u062a \u0639\u0644\u0649 \u062a\u0642\u0644\u064a\u0644 \u0641\u0648\u0627\u062a\u064a\u0631 \u0627\u0644\u0628\u0642\u0627\u0644\u0629 \u0648\u0627\u0644\u0646\u0641\u0627\u064a\u0627\u062a. \u0641\u0647\u0648 \u064a\u062a\u064a\u062d \u0644\u0643 \u0625\u0639\u062f\u0627\u062f \u0642\u0627\u0626\u0645\u0629 \u0628\u0645\u0627 \u062a\u062d\u062a\u0627\u062c\u0647\u060c \u0645\u0645\u0627 \u064a\u062c\u0646\u0628\u0643 \u0627\u0644\u0634\u0631\u0627\u0621 \u0627\u0644\u0639\u0634\u0648\u0627\u0626\u064a. \u0643\u0645\u0627 \u0623\u0646 \u062a\u062e\u0637\u064a\u0637 \u0627\u0644\u0648\u062c\u0628\u0627\u062a \u064a\u062c\u0639\u0644 \u0645\u0637\u0628\u062e\u0643 \u0623\u0643\u062b\u0631 \u062a\u0646\u0638\u064a\u0645\u0627\u064b \u0648\u064a\u062c\u0639\u0644 \u0627\u0644\u0637\u0628\u062e \u0623\u0633\u0647\u0644.<\/p>\n

    \u0647\u0630\u0627 \u0627\u0644\u0623\u0633\u0644\u0648\u0628 \u064a\u0648\u0641\u0631 \u0627\u0644\u0645\u0627\u0644 \u0648\u064a\u062c\u0639\u0644 \u0648\u0642\u062a \u062a\u0646\u0627\u0648\u0644 \u0627\u0644\u0637\u0639\u0627\u0645 \u0623\u0642\u0644 \u0625\u0631\u0647\u0627\u0642\u0627\u064b. \u0625\u0646\u0647\u0627 \u0637\u0631\u064a\u0642\u0629 \u0630\u0643\u064a\u0629 \u0644\u0625\u062f\u0627\u0631\u0629 \u0645\u064a\u0632\u0627\u0646\u064a\u0629 \u0627\u0644\u0637\u0639\u0627\u0645.<\/p>\n\n\n\n\n
    \u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0629<\/th>\n\u0641\u0648\u0627\u0626\u062f<\/th>\n\u0627\u0644\u0648\u0641\u0648\u0631\u0627\u062a \u0627\u0644\u0645\u062d\u062a\u0645\u0644\u0629<\/th>\n<\/tr>\n
    \u0627\u0644\u062a\u0633\u0648\u0642 \u0645\u0646 \u0645\u062a\u0627\u062c\u0631 \u0627\u0644\u0633\u0644\u0639 \u0627\u0644\u0645\u0633\u062a\u0639\u0645\u0644\u0629<\/td>\n\u0645\u0646\u062a\u062c\u0627\u062a \u0641\u0631\u064a\u062f\u0629\u060c \u0635\u062f\u064a\u0642\u0629 \u0644\u0644\u0628\u064a\u0626\u0629\u060c \u062a\u062f\u0639\u0645 \u0627\u0644\u0623\u0639\u0645\u0627\u0644 \u0627\u0644\u062e\u064a\u0631\u064a\u0629<\/td>\n\u062e\u0635\u0645 30-70% \u0645\u0646 \u0623\u0633\u0639\u0627\u0631 \u0627\u0644\u062a\u062c\u0632\u0626\u0629<\/td>\n<\/tr>\n
    \u062a\u062e\u0637\u064a\u0637 \u0627\u0644\u0648\u062c\u0628\u0627\u062a<\/td>\n\u064a\u0642\u0644\u0644 \u0645\u0646 \u0647\u062f\u0631 \u0627\u0644\u0637\u0639\u0627\u0645\u060c \u0648\u064a\u0646\u0638\u0645 \u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u0637\u0647\u064a\u060c \u0648\u064a\u0648\u0641\u0631 \u0627\u0644\u0648\u0642\u062a<\/td>\n\u062e\u0635\u0645 \u064a\u0635\u0644 \u0625\u0644\u0649 50% \u0639\u0644\u0649 \u0641\u0648\u0627\u062a\u064a\u0631 \u0627\u0644\u0628\u0642\u0627\u0644\u0629<\/td>\n<\/tr>\n<\/table>\n

    \u062d\u064a\u0644 \u0644\u062a\u0648\u0641\u064a\u0631 \u0627\u0644\u0645\u0627\u0644 \u0641\u064a \u062d\u064a\u0627\u062a\u0643 \u0627\u0644\u064a\u0648\u0645\u064a\u0629<\/h2>\n

    \u0625\u0636\u0627\u0641\u0629 \u062d\u064a\u0644 \u0644\u062a\u0648\u0641\u064a\u0631 \u0627\u0644\u0645\u0627\u0644<\/b> \u0625\u062f\u062e\u0627\u0644 \u0628\u0639\u0636 \u0627\u0644\u062a\u0639\u062f\u064a\u0644\u0627\u062a \u0639\u0644\u0649 \u0631\u0648\u062a\u064a\u0646\u0643 \u0627\u0644\u064a\u0648\u0645\u064a \u0642\u062f \u064a\u064f\u062d\u062f\u062b \u0641\u0631\u0642\u064b\u0627 \u0643\u0628\u064a\u0631\u064b\u0627. \u062d\u064a\u0644 \u0628\u0633\u064a\u0637\u0629 \u0645\u062b\u0644 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0643\u0648\u0628\u0648\u0646\u0627\u062a \u0648\u062a\u0637\u0628\u064a\u0642\u0627\u062a \u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0627\u0644\u0646\u0642\u0648\u062f \u062a\u064f\u0645\u0643\u0646\u0643 \u0645\u0646 \u062a\u0648\u0641\u064a\u0631 \u0627\u0644\u0643\u062b\u064a\u0631. \u064a\u0645\u0643\u0646\u0643 \u062a\u0648\u0641\u064a\u0631 \u0627\u0644\u0645\u0627\u0644 \u0628\u0633\u0647\u0648\u0644\u0629 \u0648\u0627\u0644\u0639\u064a\u0634 \u0628\u062a\u0643\u0644\u0641\u0629 \u0623\u0642\u0644.<\/p>\n

    \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0643\u0648\u0628\u0648\u0646\u0627\u062a \u0648\u062a\u0637\u0628\u064a\u0642\u0627\u062a \u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0627\u0644\u0646\u0642\u0648\u062f<\/h3>\n

    \u062a\u064f\u0639\u062f\u0651 \u0627\u0644\u0643\u0648\u0628\u0648\u0646\u0627\u062a \u0648\u0633\u064a\u0644\u0629 \u0631\u0627\u0626\u0639\u0629 \u0644\u062a\u0648\u0641\u064a\u0631 \u0627\u0644\u0645\u0627\u0644 \u0639\u0644\u0649 \u0645\u0634\u062a\u0631\u064a\u0627\u062a\u0643 \u0627\u0644\u064a\u0648\u0645\u064a\u0629. \u0648\u062a\u064f\u0633\u0647\u0651\u0644 \u062a\u0637\u0628\u064a\u0642\u0627\u062a \u0645\u062b\u0644 \u0631\u0627\u0643\u0648\u062a\u064a\u0646 \u0648\u0625\u064a\u0628\u0648\u062a\u0627 \u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0627\u0644\u0623\u0645\u0648\u0627\u0644. \u0645\u0627 \u0639\u0644\u064a\u0643 \u0633\u0648\u0649 \u0645\u0633\u062d \u0625\u064a\u0635\u0627\u0644\u0627\u062a\u0643 \u0623\u0648 \u0631\u0628\u0637 \u0628\u0637\u0627\u0642\u0627\u062a\u0643 \u0644\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0627\u0644\u0645\u0643\u0627\u0641\u0622\u062a.<\/p>\n

    \u064a\u0633\u0627\u0639\u062f\u0643 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0647\u0630\u0647 \u0627\u0644\u0623\u062f\u0648\u0627\u062a \u0639\u0644\u0649 \u0625\u0646\u0641\u0627\u0642 \u0623\u0642\u0644 \u0648\u0627\u0644\u062a\u0633\u0648\u0642 \u0628\u0630\u0643\u0627\u0621 \u0623\u0643\u0628\u0631.<\/p>\n

    \u062e\u0641\u0636 \u062a\u0643\u0627\u0644\u064a\u0641 \u0627\u0644\u0645\u0631\u0627\u0641\u0642 \u0628\u062a\u063a\u064a\u064a\u0631\u0627\u062a \u0628\u0633\u064a\u0637\u0629<\/h3>\n

    \u064a\u064f\u0639\u062f\u0651 \u062e\u0641\u0636 \u0641\u0648\u0627\u062a\u064a\u0631 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0639\u0627\u0645\u0629 \u062e\u0637\u0648\u0629 \u0630\u0643\u064a\u0629 \u0623\u062e\u0631\u0649. \u0641\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0623\u062c\u0647\u0632\u0629 \u0627\u0644\u0645\u0648\u0641\u0631\u0629 \u0644\u0644\u0637\u0627\u0642\u0629 \u0623\u0648 \u0636\u0628\u0637 \u0645\u0646\u0638\u0645 \u0627\u0644\u062d\u0631\u0627\u0631\u0629 \u064a\u064f\u0645\u0643\u0646 \u0623\u0646 \u064a\u064f\u0642\u0644\u0644 \u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641. \u0643\u0645\u0627 \u0623\u0646 \u0625\u0637\u0641\u0627\u0621 \u0627\u0644\u0623\u0646\u0648\u0627\u0631 \u0648\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0645\u0635\u0627\u0628\u064a\u062d LED \u064a\u064f\u0648\u0641\u0631 \u0627\u0644\u0645\u0627\u0644 \u0623\u064a\u0636\u0627\u064b.<\/p>\n

    \u0623\u062a\u0645\u062a\u0629 \u0645\u062f\u062e\u0631\u0627\u062a\u0643<\/h2>\n

    \u0623\u062a\u0645\u062a\u0629 \u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u0627\u062f\u062e\u0627\u0631 \u062a\u062c\u0639\u0644 \u062a\u0648\u0641\u064a\u0631 \u0627\u0644\u0645\u0627\u0644 \u0623\u0645\u0631\u0627\u064b \u0633\u0647\u0644\u0627\u064b. \u064a\u0645\u0643\u0646\u0643 \u0625\u0639\u062f\u0627\u062f \u062a\u062d\u0648\u064a\u0644\u0627\u062a \u062a\u0644\u0642\u0627\u0626\u064a\u0629 \u0625\u0644\u0649 \u062d\u0633\u0627\u0628 \u0627\u0644\u062a\u0648\u0641\u064a\u0631 \u0627\u0644\u062e\u0627\u0635 \u0628\u0643. \u0628\u0647\u0630\u0647 \u0627\u0644\u0637\u0631\u064a\u0642\u0629\u060c \u0644\u0646 \u062a\u0636\u0637\u0631 \u0625\u0644\u0649 \u062a\u0630\u0643\u0631 \u0627\u0644\u0627\u062f\u062e\u0627\u0631 \u0643\u0644 \u0634\u0647\u0631.<\/p>\n

    \u062a\u0633\u0627\u0639\u062f\u0643 \u0627\u0644\u0639\u062f\u064a\u062f \u0645\u0646 \u0627\u0644\u0628\u0646\u0648\u0643 \u0648\u0627\u0644\u062a\u0637\u0628\u064a\u0642\u0627\u062a \u0639\u0644\u0649 \u062a\u0648\u0641\u064a\u0631 \u0627\u0644\u0645\u0627\u0644 \u062a\u0644\u0642\u0627\u0626\u064a\u064b\u0627. \u0641\u0647\u064a \u062a\u0633\u062d\u0628 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0645\u0646 \u062d\u0633\u0627\u0628\u0643 \u0627\u0644\u062c\u0627\u0631\u064a \u0648\u062a\u0636\u0639\u0647\u0627 \u0641\u064a \u062d\u0633\u0627\u0628 \u0627\u0644\u062a\u0648\u0641\u064a\u0631. \u0648\u0628\u0647\u0630\u0647 \u0627\u0644\u0637\u0631\u064a\u0642\u0629\u060c \u062a\u0648\u0641\u0631 \u0627\u0644\u0645\u0627\u0644 \u062f\u0648\u0646 \u0623\u0646 \u062a\u0641\u0643\u0631 \u0641\u064a \u0627\u0644\u0623\u0645\u0631.<\/p>\n

    \u0641\u064a\u0645\u0627 \u064a\u0644\u064a \u0645\u0642\u0627\u0631\u0646\u0629 \u0628\u064a\u0646 \u0627\u0644\u062a\u0637\u0628\u064a\u0642\u0627\u062a \u0627\u0644\u0634\u0627\u0626\u0639\u0629 \u0627\u0644\u062a\u064a \u062a\u064f\u062d\u0633\u0651\u0646 \u062a\u062c\u0631\u0628\u0629 \u0627\u0644\u0627\u062f\u062e\u0627\u0631 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0643:<\/p>\n\n\n\n\n\n
    \u0627\u0633\u0645 \u0627\u0644\u062a\u0637\u0628\u064a\u0642<\/th>\n\u0627\u0644\u0645\u064a\u0632\u0627\u062a \u0627\u0644\u0631\u0626\u064a\u0633\u064a\u0629<\/th>\n\u0627\u0644\u062a\u0643\u0644\u0641\u0629 \u0627\u0644\u0634\u0647\u0631\u064a\u0629<\/th>\n<\/tr>\n
    \u0631\u0642\u0645<\/td>\n\u064a\u062a\u0645 \u0627\u0644\u062d\u0641\u0638 \u062a\u0644\u0642\u0627\u0626\u064a\u0627\u064b \u0628\u0646\u0627\u0621\u064b \u0639\u0644\u0649 \u0639\u0627\u062f\u0627\u062a \u0627\u0644\u0625\u0646\u0641\u0627\u0642 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0643.<\/td>\n$5<\/td>\n<\/tr>\n
    \u0631\u0623\u0633 \u0627\u0644\u0645\u0627\u0644<\/td>\n\u062d\u062f\u062f \u0623\u0647\u062f\u0627\u0641\u064b\u0627 \u0648\u0642\u0648\u0627\u0639\u062f \u0644\u0644\u0627\u062f\u062e\u0627\u0631\u061b \u062a\u062c\u0631\u0628\u0629 \u062a\u0641\u0627\u0639\u0644\u064a\u0629 \u0645\u064f\u062d\u0641\u0632\u0629.<\/td>\n$3 \u0625\u0644\u0649 $12<\/td>\n<\/tr>\n
    \u0631\u0646\u064a\u0646<\/td>\n\u064a\u0648\u0641\u0631 \u0645\u064a\u0632\u0627\u062a \u0627\u0644\u062a\u0648\u0641\u064a\u0631 \u0645\u0639 \u062a\u062c\u0631\u0628\u0629 \u0645\u0635\u0631\u0641\u064a\u0629 \u0645\u062c\u0627\u0646\u064a\u0629.<\/td>\n\u062d\u0631<\/td>\n<\/tr>\n<\/table>\n

    \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0647\u0630\u0647 \u0627\u0644\u062a\u0637\u0628\u064a\u0642\u0627\u062a \u064a\u064f\u0633\u0647\u0651\u0644 \u0639\u0644\u064a\u0643 \u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u0627\u062f\u062e\u0627\u0631. \u0641\u0627\u0644\u0627\u062f\u062e\u0627\u0631 \u0627\u0644\u062a\u0644\u0642\u0627\u0626\u064a \u064a\u064f\u0633\u0627\u0639\u062f\u0643 \u0639\u0644\u0649 \u062a\u062d\u0642\u064a\u0642 \u0623\u0647\u062f\u0627\u0641\u0643. \u062c\u0631\u0651\u0628 \u0647\u0630\u0647 \u0627\u0644\u062a\u0637\u0628\u064a\u0642\u0627\u062a \u0627\u0644\u064a\u0648\u0645 \u0644\u062a\u062d\u0633\u064a\u0646 \u0645\u062f\u062e\u0631\u0627\u062a\u0643.<\/p>\n

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    \u063a\u0627\u0644\u0628\u0627\u064b \u0645\u0627 \u064a\u0633\u0627\u0639\u062f\u0643 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0647\u0630\u0647 \u0627\u0644\u0645\u0648\u0627\u0642\u0639 \u0639\u0644\u0649 \u0625\u062f\u0627\u0631\u0629 \u0623\u0645\u0648\u0627\u0644\u0643 \u0628\u0634\u0643\u0644 \u0623\u0641\u0636\u0644.<\/p>\n

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    \u064a\u064f\u0639\u062f\u0651 \u062a\u0639\u0644\u0651\u0645 \u0623\u0634\u064a\u0627\u0621 \u062c\u062f\u064a\u062f\u0629 \u062c\u0632\u0621\u064b\u0627 \u0645\u0646 \u0627\u0644\u0635\u062d\u0629 \u0627\u0644\u062c\u064a\u062f\u0629 \u0627\u0644\u062a\u062e\u0637\u064a\u0637 \u0627\u0644\u0645\u0627\u0644\u064a<\/b>\u0641\u0647\u0648 \u064a\u0633\u0627\u0639\u062f\u0643 \u0639\u0644\u0649 \u0627\u0644\u0628\u0642\u0627\u0621 \u0645\u062a\u0642\u062f\u0645\u0627\u064b \u0641\u064a \u0645\u0633\u064a\u0631\u062a\u0643 \u0627\u0644\u0645\u0647\u0646\u064a\u0629 \u0648\u064a\u062d\u0627\u0641\u0638 \u0639\u0644\u0649 \u0633\u0644\u0627\u0645\u062a\u0643 \u0627\u0644\u0645\u0627\u0644\u064a\u0629.<\/p>\n

    \"additional<\/p>\n

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    Did you know almost 70% of Americans have less than $1,000 saved? This fact from the National Endowment for Financial Education shows a big problem in personal finance today. But, saving money is easy. You’ll learn simple ways to improve your money habits in this article. By making a few easy changes, you can save […]<\/p>","protected":false},"author":267,"featured_media":198,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[193,183,195,209,186,185,210],"_links":{"self":[{"href":"https:\/\/salgod.com\/ar\/wp-json\/wp\/v2\/posts\/197"}],"collection":[{"href":"https:\/\/salgod.com\/ar\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/salgod.com\/ar\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/salgod.com\/ar\/wp-json\/wp\/v2\/users\/267"}],"replies":[{"embeddable":true,"href":"https:\/\/salgod.com\/ar\/wp-json\/wp\/v2\/comments?post=197"}],"version-history":[{"count":1,"href":"https:\/\/salgod.com\/ar\/wp-json\/wp\/v2\/posts\/197\/revisions"}],"predecessor-version":[{"id":200,"href":"https:\/\/salgod.com\/ar\/wp-json\/wp\/v2\/posts\/197\/revisions\/200"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/salgod.com\/ar\/wp-json\/wp\/v2\/media\/198"}],"wp:attachment":[{"href":"https:\/\/salgod.com\/ar\/wp-json\/wp\/v2\/media?parent=197"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/salgod.com\/ar\/wp-json\/wp\/v2\/categories?post=197"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/salgod.com\/ar\/wp-json\/wp\/v2\/tags?post=197"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}